Ancient pueblos, majestic mountains, and multiculturalism are what defines this part of our state. New Mexico Mortgage Company is here to help further the rich traditions of home and family by providing homeownership opportunities in this enchanted region of New Mexico.
- Taos
- Espanola
- Cuba
- Mora
- Questa
- Red River
- Chama
- Santa Fe
- Los Alamos
- White Rock
Conventional Loans
We offer competitive conventional home loans.
FHA CHENOA Loans
With qualification, We offer Zero Down Chenoa home loans
MFA Loans
We will soon offer Zero down MFA home loans utilizing the State Program.
FHA Loans
We offer standard FHA Loans.
Jumbo Loans
- Jumbo loans are available in a variety of fixed and adjustable rate terms
- Tend to have higher down payment and cash reserve requirements
- For loans above the conforming loan limit up to $3 million
We offer Jumbo Loans for more expensive properties.
Mobile Home Loans
We offer several loans for manufactured homes.
Reverse Mortgages
We provide reverse mortgages, including reverse for purchase for qualified borrowers over 62.
VA Loans
A VA loan is insured by the U.S. Department of Veterans Affairs and issued by VA approved lenders. This government guaranteed loan encourages these approved lenders to lend with more flexible and lenient qualifying guidelines.
Thanks for your service! If you are a veteran, we can provide you with a VA Loan.
USDA Loans
USDA loans are government insured loans for purchasing rural property outside of major metropolitan areas. USDA loans are serviced by direct lenders that meet federal guidelines. USDA loans offer unique benefits, including no down payment requirements for buyers.
We offer USDA home loans (except within the city limits of Santa Fe)
Pre-Qualify for a Home Loan Today!
If you are seeking a home mortgage loan anywhere in North Central New Mexico, including, but not limited to Santa Fe, Espanola, Los Alamos, or White Rock, contact New Mexico Mortgage Company at (505) 292-3200 today, or simply start by clicking on APPLY NOW at the top right of this page!

